Terms of Service

1. Introduction

These Terms of Service ("Terms") govern your access to and use of RecurLock (the "Service"), including our mobile application (Android) and web application, operated by Oren Vainshtok, based in Israel ("RecurLock," "we," "us," or "our").

By creating an account, accessing, or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, do not access or use the Service.

You should also review our Privacy Policy, which explains how we collect, use, and protect your information. The Privacy Policy is incorporated into these Terms by reference.

2. Eligibility

• You must be at least 18 years old to use the Service.
• By using the Service, you represent and warrant that you are at least 18 and have the legal capacity to enter into these Terms.
• You may not use the Service if you are prohibited from doing so under applicable laws.

3. Description of the Service

RecurLock is a subscription tracking application that helps you:

• Record and track recurring payments and subscriptions.
• View analytics and summaries of your subscription spending.
• Receive reminders about upcoming renewals and billing dates.
• Optionally scan receipts using on-device OCR to extract subscription information.

RecurLock is not:

• A bank, financial institution, payment service provider, or investment advisor.
• A replacement for your own financial records.
• Providing financial, tax, or legal advice.

All decisions about subscribing to, canceling, or modifying any third-party service are entirely your responsibility.

4. Accounts and Security

4.1 Account Registration

To use certain features of the Service, you must create an account using:

• Your email address and a password, and/or
• A supported third-party sign-in provider (such as Google).

You agree to provide accurate, current, and complete information during registration and to keep your information up to date.

4.2 Account Security

You are responsible for:

• Maintaining the confidentiality of your login credentials.
• All activities that occur under your account.

You agree to:

• Notify us immediately at support@recurlock.com if you suspect any unauthorized access to or use of your account.
• Not share your account credentials with others, except where using an explicit shared or family workspace feature (if available).

We are not liable for any loss or damage arising from your failure to safeguard your account information.

5. Subscription Plans, Payments, and Billing

5.1 Free and Paid Plans

We may offer:

• A free plan with limited features; and
• One or more paid subscription plans ("Paid Plans") that provide additional features.

Details about plan types, features, and current pricing are available on our website and/or within the Service. We may add, modify, or remove plans or features at any time.

5.2 Payments and External Billing

Paid Plans are billed through our third-party payment processor, Lemon Squeezy, or other notified providers.

• Payments are processed outside the Android app (e.g., via our website).
• We do not store or process your full payment card details; these are handled by our payment processor.
• Your use of a payment method may be subject to additional terms and policies of the payment provider.

You must ensure that your payment information is accurate and that you have the right to use the selected payment method.

5.3 Subscription Term and Renewal

Unless otherwise stated at the time of purchase:

• Paid Plans are billed on a recurring basis (e.g., monthly or annually).
• Your subscription will automatically renew at the end of each billing period unless you cancel before the renewal date.

You can manage or cancel your subscription via the account or billing settings provided on our website or by contacting us, depending on how you subscribed.

5.4 Changes to Pricing

We may change the pricing of the Service from time to time. Any changes to subscription fees will:

• Take effect at the start of the next billing period; and
• Be communicated to you in advance through reasonable means (e.g., email, in-app notice, or our website).

If you do not agree to a price change, you must cancel your Paid Plan before the new price takes effect.

5.5 Refunds

Except where required by law or explicitly stated otherwise:

• Fees are non-refundable, including for partially used billing periods.
• We may, at our sole discretion, offer refunds or credits on a case-by-case basis, without obligation to provide the same in the future.

6. Use of the Service

6.1 Personal and Lawful Use

You may use the Service only for:

• Your own personal or household subscription tracking; or
• Your internal business use, if applicable, in compliance with these Terms.

You agree not to:

• Use the Service for any illegal or unauthorized purpose.
• Violate any applicable laws, regulations, or third-party rights.
• Use the Service to track subscriptions or payments for unlawful or prohibited services.

6.2 Prohibited Conduct

You agree not to:

• Attempt to access accounts or data of other users without authorization.
• Circumvent or attempt to circumvent any security or authentication measures.
• Interfere with or disrupt the integrity or performance of the Service.
• Reverse engineer, decompile, or attempt to derive the source code of any part of the Service, except where permitted by law.
• Use the Service to transmit malware, spam, or any harmful code.
• Use automated tools (e.g., bots, scrapers) to access the Service, except where officially permitted via documented APIs.

We may suspend or terminate your access to the Service if we reasonably believe you have violated these Terms.

7. User Content

7.1 Your Data

"User Content" includes any data you input into the Service, such as:

• Subscription details (names, amounts, dates, categories).
• Notes and other text you add to subscriptions.
• Configuration and preference settings.

You retain ownership of your User Content.

7.2 License to Use Your Content

To operate and improve the Service, you grant us a limited, worldwide, non-exclusive, royalty-free license to:

• Host, store, process, display, and use your User Content as necessary to provide the Service to you and to maintain, secure, and improve it.

We will handle your User Content in accordance with our Privacy Policy.

7.3 Responsibility for Your Content

You are solely responsible for:

• The accuracy, legality, and completeness of your User Content.
• Ensuring your use of the Service and your User Content comply with applicable laws.

We are not responsible for any loss or damage arising from your User Content or its use by you.

8. On-Device OCR and Receipt Scanning

If you use the receipt scanning feature:

• Receipt images are processed on your device using on-device OCR (e.g., Google ML Kit).
• Receipt images are not uploaded to our servers as part of this feature, and we do not store or access the images.
• Only the extracted information you choose to save (e.g., subscription name, cost, date) is stored in your account.

You remain responsible for ensuring that you have the right to scan and store any receipts or documents you process with the Service.

9. Third-Party Services and Links

The Service may integrate with or link to third-party services, including:

• Authentication providers (e.g., Google Sign-In).
• Backend infrastructure (e.g., Supabase).
• Payment processors (e.g., Lemon Squeezy).
• Third-party websites or applications.

We do not control and are not responsible for the content, policies, or practices of third-party services. Your use of those services is subject to their respective terms and privacy policies.

10. Privacy

Your use of the Service is subject to our Privacy Policy, which describes how we collect, use, and protect your information.

By using the Service, you consent to our collection and use of your information as described in the Privacy Policy.

11. Disclaimers

The Service is provided on an "AS IS" and "AS AVAILABLE" basis.

To the maximum extent permitted by law, we disclaim all warranties, whether express, implied, or statutory, including but not limited to:

• Implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
• Any warranties that the Service will be uninterrupted, error-free, secure, or free from harmful components.
• Any warranties regarding the accuracy, completeness, or reliability of data presented by the Service, including subscription dates, amounts, and analytics.

RecurLock is a tool to help you track subscriptions, but:

• It may not always detect or reflect all of your subscriptions or billing changes.
• It is your responsibility to verify your payment obligations and due dates with your actual providers (banks, card issuers, subscription services, etc.).

Nothing in the Service constitutes financial, tax, or legal advice.

12. Limitation of Liability

To the maximum extent permitted by applicable law:

• We will not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, lost savings, loss of data, or business interruption, arising out of or in connection with your use of, or inability to use, the Service.
• Our total aggregate liability to you for all claims arising out of or relating to the Service or these Terms will not exceed the greater of:
  • The amount you have paid to us for the Service in the six (6) months preceding the event giving rise to the claim; or
  • USD $50.

Some jurisdictions do not allow certain limitations of liability, so some of the above limitations may not apply to you. In such cases, our liability will be limited to the maximum extent permitted by law.

13. Indemnification

You agree to indemnify, defend, and hold harmless Oren Vainshtok and any affiliates, service providers, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in connection with:

• Your use of the Service.
• Your User Content.
• Your violation of these Terms or applicable laws.
• Your violation of any third-party rights.

14. Termination and Suspension

We may, in our sole discretion and without prior notice, suspend or terminate your access to the Service, or any part of it, if:

• You violate these Terms or any applicable law.
• We reasonably believe your use poses a security risk or could harm the Service or other users.
• We discontinue the Service (in whole or in part).

You may terminate your use of the Service at any time by:

• Deleting your account using the "Delete Account" feature in Settings; and/or
• Canceling any Paid Plan through the applicable billing settings.

Upon termination:

• Your right to use the Service will cease immediately.
• Your data will be handled in accordance with our Privacy Policy and the Data Retention section of that policy.

15. Changes to the Service and to These Terms

We may modify or discontinue parts of the Service at any time, temporarily or permanently, with or without notice.

We may also update these Terms from time to time. When we do:

• We will update the "Last Updated" date at the top of these Terms.
• For material changes, we will provide additional notice (e.g., by email, in-app notice, or prominent notice on our website).

By continuing to use the Service after changes take effect, you agree to be bound by the updated Terms. If you do not agree to the changes, you must stop using the Service.

16. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of Israel, without regard to its conflict of law principles.

You agree that any dispute arising out of or relating to these Terms or the Service will be subject to the exclusive jurisdiction of the competent courts located in Israel, and you consent to such jurisdiction and venue.

If you are located in a jurisdiction that requires different mandatory consumer rights or dispute resolution mechanisms, these may apply to you to the extent required by law.

17. Miscellaneous

• Entire Agreement: These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding the Service and supersede any prior agreements or understandings.
• Severability: If any provision of these Terms is held to be invalid or unenforceable, that provision will be enforced to the maximum extent permitted, and the remaining provisions will remain in full force and effect.
• No Waiver: Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.
• Assignment: You may not assign or transfer these Terms or your rights and obligations hereunder without our prior written consent. We may assign or transfer these Terms without restriction, including in connection with a merger, acquisition, or sale of assets.
• Language: These Terms are written in English. If they are translated into another language, the English version will prevail in case of any conflict.

18. Contact Us

If you have any questions about these Terms or the Service, please contact us at:

Email: support@recurlock.com